Savings Rates - Effective Monday, March 1, 2010
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Share Draft0.100%0.100% - 0.100%$0.00$2,000.00
Premier Checking0.400%0.400%$0.00$5,000.00
Premier Checking0.550%0.550%$0.00$10,000.00
Premier Checking0.850%0.850%$0.00$25,000.00
Money Market Plus0.500%0.500%$0.00$2,500.00
Money Market Plus0.600%0.600%$0.00$10,000.00
Money Market Plus0.950%0.950%$0.00$25,000.00
Money Market Plus1.200%1.210%$0.00$50,000.00
Christmas Club0.300%0.300%$0.00$0.00
Vacation Club0.300%0.300%$0.00$0.00
Rainy Day Shares0.300%0.300%$0.00$0.00
Spare Change Share0.300%0.300%$0.00$0.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Wednesday, March 10, 2010
Loan TypeRates as low asTerms/Information
New Cars & Trucks4.950%New Vehicles (2008 & Newer)
Used Motorcycles6.990%Used Motorcycles
One Year Loan8.900%One Year Loan
New Motorcycles6.990%New Motorcycles
Used Vehicles5.500%Used Vehicles
Equity Preapproval5.750%Equity Preapproval
Home Equity Loans6.450%Home Equity Loans
Line Of Credit15.900%Open Line Of Credit With A Low Rate Of 15.9%
Overdraft Protection15.900%Overdraft Protection With A Low Rate Of 15.9%
New Recreational Vehicles7.990%New Recreational Vehicles
Used Recreational Vehicles8.990%Used Recreational Vehicles

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Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

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Certificate Rates - Effective Wednesday, March 10, 2010
Certificate TermAPRAPYMinimum Deposit
3 Month Cd-$10000.450%0.450%$1,000.00
6 Month Cd-$10,0000.700%0.700%$10,000.00
6 Month Cd-$1,0000.500%0.500%$1,000.00
1 Year Cd-$10,0001.140%1.150%$10,000.00
1 Year Cd-$1,0000.950%0.950%$1,000.00
18 Month Cd-$10,0001.290%1.300%$10,000.00
18 Month Cd-$1,0001.090%1.100%$1,000.00
2 Year Cd-$10,0001.490%1.500%$10,000.00
2 Year Cd-$1,0001.290%1.300%$1,000.00
Super Saver $2500.800%0.800%$250.00
30 Month Cd $10,0001.690%1.700%$10,000.00
30 Month Cd $1,0001.490%1.500%$1,000.00
36 Month Cd $10,0001.840%1.850%$10,000.00
36 Month Cd $1,0001.640%1.650%$1,000.00
48 Month Cd $10,0002.330%2.350%$10,000.00
48 Month Cd $1,0002.130%2.150%$1,000.00
60 Month Cd $10,0002.480%2.500%$10,000.00
60 Month Cd $1,0002.280%2.300%$1,000.00

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Penalty for early withdrawals.