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Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Friday, May 9, 2008
Loan TypeRates as low asTerms/Information
New Cars & Trucks5.790%New Vehicles (2005 & Newer) Up To 60 Months Starting At 5.79
Used Motorcycles8.490%Used Motorcycles 80% L/v Rates Starting At 8.49%
One Year Loan8.900%One Year Loan Starting At A Low Rate Of 8.90%
New Motorcycles7.490%New Motorcycles 100% L/v 60 Mths Rates Starting At 7.49%
New Vehicle 72 Months6.190%New Vehicle (2005 & Newer) 72 Month Term Starting At 6.19%
Used Vehicles6.290%Used Vehicles Up To 48 Months Starting At 6.29%
Home Equity Loans 66 Months6.250%Home Equity ($50,000 Max) Up To 66 Months Starting At 6.25
Home Equity Loan 84 Months6.450%Home Equity ($50,000 Max) Up To 84 Months Starting At 6.450%
Home Equity Loans 120 Months6.750%Home Equity Loans Up To 120 Months Starting At 6.75%
Home Equity Loans 180 Months6.450%Home Equity Loans 180 Months Starting At 6.45%
Line Of Credit15.900%Open Line Of Credit With A Low Rate Of 15.9%
Overdraft Protection15.900%Overdraft Protection With A Low Rate Of 15.9%
New Recreational Vehicles7.990%New Recreational Vehicles Up To 84 Months Starting At 7.99%
Used Recreational Vehicles8.990%Used Recreational Vehicles '99 & Newer 60mth Starting @ 8.99

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

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HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

CD Rates - Effective Friday, May 9, 2008
Certificate TermAPRAPYMinimum Deposit
3 Month Cd-$10002.480%2.500%$1,000.00
6 Month Cd-$10,0002.970%3.000%$10,000.00
6 Month Cd-$1,0002.770%2.800%$1,000.00
1 Year Cd-$10,0003.060%3.100%$10,000.00
1 Year Cd-$1,0002.870%2.900%$1,000.00
18 Month Cd-$10,0003.060%3.100%$10,000.00
18 Month Cd-$1,0002.870%2.900%$1,000.00
2 Year Cd-$10,0003.450%3.500%$10,000.00
2 Year Cd-$1,0003.260%3.300%$1,000.00
Super Saver $2502.580%2.610%$250.00
30 Month Cd $10,0003.310%3.350%$10,000.00
30 Month Cd $1,0003.110%3.150%$1,000.00
36 Month Cd $10,0003.410%3.450%$10,000.00
36 Month Cd $1,0003.160%3.200%$1,000.00
48 Month Cd $10,0003.450%3.500%$10,000.00
48 Month Cd $1,0003.260%3.300%$1,000.00
60 Month Cd $10,0003.550%3.600%$10,000.00
60 Month Cd $1,0003.360%3.400%$1,000.00

Penalty for early withdrawals.